Acceptance of Terms

By accessing or using the SpiritFin website, you agree to comply with these terms and conditions. If you do not agree, you must refrain from using the site.

Section 01

Acceptance of Terms

By accessing or using the SpiritFin website, you agree to comply with these terms and conditions. If you do not agree, you must refrain from using the site.

Section 02

Scope of Services

SpiritFin provides economic training services with a focus on spiritual growth for directors and business owners. The scope of services may be updated periodically.

03

Payments and Fees

Scope, use conditions, or service handling

Payments for services must be made in accordance with the instructions provided on the SpiritFin website. All fees are non-refundable unless otherwise stated.

Supporting document HCCH
04

Commercial Conditions

Payments, renewals, cancellations, or account effects

All commercial transactions are subject to the terms outlined herein. SpiritFin reserves the right to modify these terms at any time without prior notice.

Supporting document UN Declaration
Policy Terms

All content and materials on the SpiritFin website are protected by intellectual property laws. Unauthorized use of any materials is prohibited.

05

Intellectual Property Rights

Consumer Affairs SG

All content and materials on the SpiritFin website are protected by intellectual property laws. Unauthorized use of any materials is prohibited.

06

Limitation of Liability

WIPO

SpiritFin shall not be liable for any indirect, incidental, or consequential damages arising from the use of the website or services provided.